App Development Cost Calculator
Estimate what it costs to build an app or software product with a lean, AI-native team: pick the scope, platforms and features, then compare the cost and timeline with a US in-house team, a US agency or Second Talent.
1. What you are building
Lean team of 2, 3, 5 or 8
Cross-platform: React Native or Flutter
Adds design and front-end time
2. How you build it
Assumption: trials range widely, see below
Use the blended rate you are quoted
3. Features
Build cost, lean AI-native team
$0
Timeline
0 weeks
Monthly burn
$0
Saved vs US in-house
$0
About 0 months. AI coding agents take 0 person-weeks (0%) off the build at the setting you chose.
Same scope, three ways to build it
Second Talent
$0
US in-house team
$0
US development agency
$0
Effort in person-weeks (base scope, feature weeks, platform and design multipliers, and the 70 / 15 / 10 / 5 split across engineering, design, product and QA) are planning assumptions, not benchmarks: treat the output as a first estimate. The AI setting cuts effort for all three options alike. Evidence on AI coding speed is mixed: developers using GitHub Copilot finished a set task 55.8% faster (Peng et al., GitHub Copilot experiment, 2023), while experienced open-source developers took 19% longer with early-2025 AI tools (METR developer study, July 2025), so pick the setting that matches your own team. US in-house cost uses median annual wages for software developers ($135,980), web and digital interface designers ($104,000) and software QA analysts and testers ($104,300) from the BLS Occupational Employment and Wage Statistics, May 2025, loaded with benefits and payroll taxes at a 69.2% wage share (BLS Employer Costs for Employee Compensation, June 2026); product management is priced at the software developer median. The agency line is your hourly rate × 40 hours per person-week. Second Talent charges $29 to $39 USD an hour, billed monthly ($4,599 to $5,999 for 160 hours); the calculator uses $5,499 a month for engineering and product, $5,049 for design and $4,599 for QA.
What drives app development cost
Each of these is a lever in the calculator. They multiply together, which is why two apps that sound alike can differ several times in cost.
Scope
An MVP covers a few core flows. A launch-ready product adds more flows, an admin panel and payments; a full product adds analytics and parity across platforms. The calculator starts the four scopes at 40, 120, 300 and 600 person-weeks, as planning assumptions.
Platforms
Web or a single mobile platform is the base. The calculator adds 25% for one cross-platform codebase (React Native or Flutter), 50% for web plus mobile and 75% for separate native iOS and Android apps, because the client is built more than once.
Features
Real-time chat, video calls, offline sync and AI features add the most effort. Each checkbox adds its own person-weeks, from 2 for push notifications to 10 for video calls.
Design
A custom design system adds 15% and a motion-heavy interface 30% in the calculator, since every screen needs more design and front-end time.
Team size and AI
A lean team of AI-native engineers needs less coordination and burns less each month. The calculator lets you take 0% to 30% off the effort for AI coding agents, an assumption because published trials range from 19% slower to 55.8% faster (METR developer study, July 2025; Peng et al., GitHub Copilot experiment, 2023).
Who builds it
A US in-house engineer costs about $94 an hour fully loaded at the median software developer wage (BLS Occupational Employment and Wage Statistics, May 2025; BLS Employer Costs for Employee Compensation, June 2026). An agency bills a blended hourly rate that covers its own margin. Second Talent charges $29 to $39 USD an hour, billed monthly.
App development cost questions, answered
How much does it cost to develop an app?
What is a lean, AI-native app team?
How do you calculate software development cost?
How long does it take to build an app?
What does a US software developer cost per hour?
How much does it cost to publish an app?
How much do app development agencies charge?
Is a cross-platform app cheaper than native apps?
What does Second Talent charge?
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